Boat Finance

Boat Finance For Every Type of Boat

Whether you want a boat for sailing, cruising or to get you to your favourite fishing spot, our team at FinanceNEXT will have a loan product to suit your needs.

What’s more our low rates and repayments will help to make owning your dream vessel easier than you thought.

We work with a range of finance providers to get the very best finance offer to suit both your financial position and your lifestyle needs.

We can offer a range of boat finance options including leasing, hire purchase, secured and unsecured loans.

FinanceNEXT always work hard to get you the most competitive rate and repayment in the market.

Boat Finance Terms Explained

Unsecured Boat Loan –in this case your boat is not secured to the loan in any way.  Similar to a personal loan the provider gives you the loan without the security of any asset. Ownership of the boat is in your name completely.

Secured Boat Finance –this means your boat is collateral for the lender. You are provided the loan because you have a boat as security.

Term / Length of the loan – the term of most boat loans is between 1 and 5 years. We can usually offer you a term that will suit you.

Balloon or residual payment –this is the last payment after you have been paying off your regularly scheduled payments (if you choose this type of loan). Balloons are generally used to reduce monthly repayments.

What We Do For You

  • Flexible boat finance terms from 2-7 years
  • Fixed or variable interest rates available
  • Deposit optional (depending on the loan selected)
  • Possibility to cover out-of-pocket expenses such as insurance and warranties
  • Possible tax deductions for depreciation and running costs
  • A balloon repayment can be used to lower repayments
  • Private and Dealer sales ok
Loan Amount
$ 20,000
$5k
$20k
$80k
$150k
Loan Details
Recurring Payment:
$85.91/week
Total Payments:
260
Interest Total:
$2,337.53
Loan Paid Off By:
January 2026
WeeklyFortnightlyMonthly

Fill in Our Easy Online Application

Or call us on 1300 639 800

We are happy to answer any of your questions and, with our easy & affordable payments plans, getting you the money for your holiday, new vehicle or whatever you need it for may much easier than you might think.

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