Truck Finance

Low Rate Truck Finance
On Offer Now

If you need a semi-trailer, a bus or a delivery vehicle for your business or organisation let FinanceNEXT help with low rate truck finance.

  • Truck finance for semi-trailers, light rigids (LR), heavy rigid trucks (HR), refrigerated rucks, heavy rigid trucks (HR), tippers, crew cabs, mining trucks and more!
  • Bus Loans for use in your sporting team, charity, school or tour company. Competitive finance offers on all coaches, minibuses and more!
  • Trailer Finance for when you need the extra space that a trailer can offer
  • Forklift finance for your growing warehousing needs
  • Plant and factory fit outs to help your cash flow moving and give your business a fresh start
  • Machinery for all of your day to day needs. No piece of machinery is too large or too small – talk to us about your needs
  • Tractor finance for every brand, either new or used from dealerships or a private sale

Tailored Truck Finance Solutions To Get You Approved

No Deposit Truck Finance

Large down payments can be financially stressful for your business so it makes sense not to put down a deposit if you don’t have to. We can help free up your money to use for other aspects of your business.

Any Age Truck Or Bus Can Be OK!

If you been declined because of age restrictions on the vehicle why not give us a go? Our loans are tailored to help you get into the truck or bus that suits both your business and budget.

Brand New ABN Holders Accepted For Truck Finance

Once you have organised your ABN with the Australian Business Register and spoken to our team at FinanceNEXT you’re on your way to having your new or used truck or bus financed

Ex Bankrupts OK

If you been recently been cleared from bankruptcy there is a big chance we can help. Let FinanceNEXT get you back behind the wheel of your own truck

No Financials And Other Truck Loan Options

If your business financials are structured in a way that don’t suit a lot of lending criteria then talk to FinanceNEXT today.

Defaults Considered For Our Truck Loans

We are aware that all business can have their ups and downs. If you have a genuine reason for why you defaulted on a previous loan we can try to help.

Truck Finance –What You Should Consider

You should always consider the primary and intended use of the vehicle or equipment.

  • Solely business – Will your truck be used solely by an employee?
  • Personal vehicle – If you are planning to use your truck for your daily commutes while also attending some business matters? If so talk to our loan experts so you can enjoy the flexibility of owning a multi-use vehicle tomorrow.
  • Will the financed equipment be used solely at your business or used personally for your business work?
  • Consider all the tasks your truck will perform. Will you require your truck to carry equipment as well?

The Best Loan Type For Your Bus Or Truck Finance

You always need to decide on the right loan structure to suit your current financial situation. Chattel Mortgage – Ability to claim the GST portion of the vehicle purchase price. Suited to businesses that employ the cash method of accounting.

  • Commercial Hire Purchase – Use your vehicle as security on the loan to help you access even lower interest rates.
  • Financial Lease – Package all of your vehicle costs into one easy to manage finance package.
  • Refinancing – Truck loan rates are currently low so it’s a good time to get an obligation free refinance quote.

Affordable Truck loans Tailored for You

We will consider your business’ financial situation to be sure we offer your business the best finance option.

  • Tax Deductions – Talk to your accountant to see how a truck loan can help reduce your tax bill.
  • Deposit, chattel, trade-in available – Tailored truck loan structures to match your business model.
  • Cash method or accrual method for GST savings

What We Do For You

  • Experienced and dedicated finance experts to source the best deal for your business
  • Low Doc or No Doc finance both available
  • Able to finance sole traders and Pty Ltd companies with less than 12 months trading history
  • Flexible repayment terms to suit your cash-flow and your budget
  • Tax effective truck loan options that work to help your business
  • Loan options including chattel mortgages, commercial hire purchase, financial leasing and refinancing
  • Do not need to be registered for GST to be approved
Loan Amount
$ 20,000
$5k
$20k
$80k
$150k
Loan Details
Recurring Payment:
$85.91/week
Total Payments:
260
Interest Total:
$2,337.53
Loan Paid Off By:
January 2026
WeeklyFortnightlyMonthly

Fill in Our Easy Online Application

Or call us on 1300 639 800

We are happy to answer any of your questions and, with our easy & affordable payments plans, getting you the money for your holiday, new vehicle or whatever you need it for may much easier than you might think.

Request a Callback